Do You Want to Buy a Home But Don’t Know Where to Start?

A pre-approval can be a great tool to help you determine how much a lender may lend you. But not all pre-approvals are created equal. Did you know that a pre-approval does not necessarily mean that you will be approved for an actual mortgage? An experienced mortgage broker can help save you time and stress by asking the right questions up front!

Concord Mortgage Group Ltd. is happy to help guide you through the home buying process! We often help experienced and first-time home buyers alike. Regardless of if you have bought a home before or not, it’s nice to have an experienced mortgage broker review your situation before you go house hunting.

Worried That Lenders Aren’t Lending as Much due to Covid-19?

Think again! Many of our lenders are lending MORE than they were before COVID-19.

Have You Been Declined and Are Worried That You Might Not Qualify for a Mortgage?

While we cannot guarantee that everyone can get approved, we are certainly willing to try for you. We have even had borrowers approach us who were declined by a lender, and we got them approved (with the same lender)! The secret is in structuring your loan request properly. That is why you want an experienced mortgage broker working on your file.

Feel welcome to fill out the simple form below, and one of our licenced mortgage brokers will get back to you right away!

Wondering How Much You Qualify for?

We have developed a unique calculator (internal use only), which allows us to quickly answer the following common questions:

How much do I qualify for?
How much money do I need to make to buy that dream home?
How much down payment do I need?
I have a down payment of $X, how much can I buy?
What would my payments be?

Note: Please be careful of online calculators. While some calculators do a great job, the standard way of calculating mortgage rates in Canada (semi-annual) is different than in the USA (monthly). This difference could result in giving you the wrong payment.

Want a Copy of Our Short, Helpful Guides?

Buying with Mortgage Default Insurance (CMHC).
How to improve your credit and make a stronger application.
Tips on buying a home.

Note: There are no links to the above guides on our website, but we can send them to you if you like. Simply fill out the form below or send us an email at trevor@concordmortgage.ca.

Don’t Like Online Forms? No problem! Just send a quick email to trevor@concordmortgage.ca or text Trevor Hickey at 403-860-8738.

Wondering Who We Are?

Concord Mortgage Group Ltd. is a family company (Frank Hickey is the Broker/Owner, and Trevor Hickey, a Mortgage Associate). Click here to see Trevor’s resume.

Name*

Telephone #*

Email*

Have you bought a home before?*

Yes

What’s your story?*

How can we help?*

I understand that by submitting this form I am consenting to be added to Concord’s email list and that I am also allowing them to contact me through other electronic means too ie. calls and texts. I understand that I can “unsubscribe” at any time. I also understand that approval/financing not guaranteed, and that the above is provided as a courtesy, and assembled with care, but accuracy not guaranteed. I understand that the above is not meant to be an all-encompassing guide, and that in the event that there is a difference between the above and insurer/lender documents, I am encouraged to rely on latter. I also understand that certain lender/insurer policies have been omitted for brevity. I realize that Broker and lender(s) reserve the right to ask for more documents. I also note that if I make an offer to purchase on a piece of property, Concord Mortgage Group Ltd. Strongly encouraged me/us to make sure to make it CONDITIONAL to financing.