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Welcome to Concord's Resource Page

Concord Mortgage Group Ltd. is here to help you find financial solutions for your personal or business finances in Calgary. Use the resources on this page to help you learn more about your mortgage and credit card rates and payments. Great care has been taken in the preparation of these resources. Please consider bookmarking this page for future reference. We strive to consistently update our resource page.

Mortgage Calculator

Mortgages in Canada are often calculated differently, so make sure you use an appropriate Canadian mortgage calculator. This is a spreadsheet, which is very easy to use, and will show you how much you are paying in interest/principal, with each payment.

Mortgage Calculator

Credit Card Calculator

It is very common for many borrowers to consolidate their credit cards into a mortgage. Credit cards, if used improperly, can be onerous. Take a look at this simple calculator, to see how long it will take you to pay off your cards.

Credit Card History Timeline

Where did credit cards come from? Download this timeline, which illustrates some pivotal moments in credit card history.

Average Mortgage Rate Calculator

Have you ever wondered why someone would take a 2nd mortgage at 10%? This calculator will quickly compute the average interest rate between two mortgages.

It is very common for people (at various stages in life) to no longer be eligible for conventional financing, even with their existing mortgage lenders. It is often cheaper to pay 10% on a small second mortgage, rather than "break" the first mortgage, and pay the penalty, just to increase it by a small amount; and/or simply pay it out entirely, and get a higher rate on the whole amount.

Note: Make sure you input the same type of mortgage rates, i.e. if you are debating taking a 2nd mortgage at 10% (calculated monthly), and a first mortgage of 3% (calculated semi-annually), convert them both to the same, so you are comparing "apples to apples".

We Want to Hear From You! 

Were these resources helpful? Please send us a note anytime!

Disclaimer: Although great care has been taken in the preparation of the above, Concord Mortgage Group Ltd. does not accept any liability for these resources. Concord also does not guarantee the accuracy of the math/data used and/or displayed in these resources.


107 1905 Centre St NW
Calgary, AB T2E 2S7

Phone: 403-290-1990

Fax: 403-269-1853


Monday – Friday: 8:00 AM – 4:30 PM
Closed statutory holidays

Service Area:

Calgary • Alberta

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